Because our society would fall apart without a social credit system. How else are we going to judge flight risk, loan risk, apartment lease risk, employment risk, etc?
Flight risk is an FAA thing or a bail bondsman thing. Or are you using a version I haven't heard before? Similarly, I have no idea why Equifax would have anything to say about Employment Risk.
But, yes, they provide a service. And? There are two other major players who didn't fuck up who supply the same service.
> Similarly, I have no idea why Equifax would have anything to say about Employment Risk.
If you got hired for any job worth doing at any point in the last decade, chances are high that among the various background checks, your employer also ran a credit check on you.
> a bail bondsman thing
Why wouldn't a bail bondsman care about your credit history?