Cryptocurrencies give you the OPTION to use a trust-less decentralized system. If that’s not your cup of tea, nobody is forcing you to opt-in to this system. Go use a bank, or a centralized exchange, or whatever makes you happy.
> At absolute minimum, the purveyors of such tech should be providing 'off the shelf' free wallet software that solves all of these problems of magical knowledge.
UI is continually improving and is already much better than in the early days. But the “purveyors of this tech” don’t owe you anything. If you’re not satisfied with the current wallet offerings, you can go build your own, or you can simply choose not to use cryptocurrencies.
If the 'option' implies all sorts of 'costs' (such as lack of oversight, losing money, no insurance') - then it's a choice rational people will not make.
"But the “purveyors of this tech” don’t owe you anything"
You're right.
And it's why nobody in world uses crypto, blockchain or any of this nonsense for doing anything productive and use it solely for trading magic numbers.
> At absolute minimum, the purveyors of such tech should be providing 'off the shelf' free wallet software that solves all of these problems of magical knowledge.
UI is continually improving and is already much better than in the early days. But the “purveyors of this tech” don’t owe you anything. If you’re not satisfied with the current wallet offerings, you can go build your own, or you can simply choose not to use cryptocurrencies.