Well hope you don't need to be hospitalized for any other reason then because the beds might be full, there probably won't be enough providers because of burn out, and costs will be going up. We are nearing a collapse of our medical system in a way that people don't seem to be recognizing or doing anything about.
Predict the time of collapse and define “collapse”. I will take a 1:1 $10k bet for the other side if it’s soon enough and reasonable enough. Soon enough and reasonable enough and I’ll raise it to $100k.
$10k is enough for you to medical tourism to the third world. $100k is enough for you to medical tourism to many parts of the first world. So I think this is fair.