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This may sound very simplistic but I block all calls that are not in my contacts list on my iPhone.

It directly goes to voicemail and they can leave a message if it's important. Should the message involves anything that I might consider important, I simply call my bank and ask for a follow up.

If it's an absolutely critical matter and I don't call or follow up, the bank will send a letter instead which I can then either call or go to the bank for further inquiries

I do the same thing if I get a suspicious email / text from my bank.

Finally, I never really click the links in the emails because I have my bank's website as a bookmark so I'll just use that.




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