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this is why I have a credit union with multiple locations nearby and they only have 1 phone number for customer service and I know it by heart, good luck scamming me over email or txt, at least when it comes to my bank account :)




> 1 phone number for customer service and I know it by heart

Ehh that doesn’t change anything as far as having to call back. CallerID is trivially spoofed everywhere.


Obviously if your bank asks you to "verify" yourself after they've called you, it is 99% chance of being a scam and you just tell them you're going to call back and if they get desperate sounding it is 100% a scam.


It immediately eliminates anyone not thinking to spoof-call GPs small credit union. Given that most of the scammy calls I receive are about accounts with places that I don't have accounts, I don't think that level of targeting is the norm.


The context is for everyday people. Not everyone has the time, patience, or ability to do that.




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