Why can't we bill them for wasted time and stolen money, send those bills to collection and ruin their credit? Something seems unfair about the power dynamic.
Well, you can document your attempts to close the account and report it to the police. It's just a lot of work and you will only gain a document you can use to press your credit card issuer into rejecting the payments.
Also, if they do send your debit to collectors, you can go to a court and ask for the debit to be dropped and for them to pay damages. That is a lot more work, but if they are clearly on the wrong will get you something.
