The other big conflict here is that I'm not an expert and I'm not about to turn down services if recommended to me by an expert in a field which I have no experience.
I get the whole "do your research", but often it's in areas in-which I have no real capability - especially with healthcare.
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> And with US health care, it just takes one accident that sends you to the ER and where someone that's out of network performed a procedure to end up with a bill that's tens or hundreds of thousands of dollars.
Agree. And to add, all it takes is one procedure that your insurance company doesn't want to cover to put you into literal billing hell for months on end. My point being, even with price transparency they can just chose not to pay even if they're obligated (and they do this). If there's any way they can weasel out of paying they will.
I'm still 100% in support of price transparency in healthcare however... there's just so much broken with it and I've lived through the hell.
> I get the whole "do your research", but often it's in areas in-which I have no real capability - especially with healthcare.
Oh the system has answers – just happen to be high enough at your company, or the spouse of someone who is.
> While a benefits expert at a mid-sized company may create a narrow network, an executive's spouse, for example, may want to go somewhere not in the network. "And there's a pillow talk that happens. And the next thing you know that hospital is in the network," Ladd said.
This whole "employer provides your healthcare" thing we have going on in the US is just nuts.
I get the whole "do your research", but often it's in areas in-which I have no real capability - especially with healthcare.
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> And with US health care, it just takes one accident that sends you to the ER and where someone that's out of network performed a procedure to end up with a bill that's tens or hundreds of thousands of dollars.
Agree. And to add, all it takes is one procedure that your insurance company doesn't want to cover to put you into literal billing hell for months on end. My point being, even with price transparency they can just chose not to pay even if they're obligated (and they do this). If there's any way they can weasel out of paying they will.
I'm still 100% in support of price transparency in healthcare however... there's just so much broken with it and I've lived through the hell.