Forget credit cards, the U. S. is a place where you can scrawl your name and a monetary amount on a piece of paper and people will accept it as if it is cash. If that isn't "high trust", I don't know what is.
(Granted, these days that piece of paper gets run through Telecheck or whatever, so the risk has gone way down that last few decades.)
Correct me if I'm wrong, but I don't believe anyone has accepted significant funds like that in a very long time unless it was for some invoice; that is to say you already owed the money.
(Granted, these days that piece of paper gets run through Telecheck or whatever, so the risk has gone way down that last few decades.)