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mritchie712
on Aug 19, 2021
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Launch YC S21: Meet the Batch, Thread #8
When you report, what are you saying the credit limit is? Utilization is a huge factor in your credit score and you technically don't have a credit limit for this product.
VrindaGupta
on Aug 19, 2021
[–]
We actively decided not to report credit utilization, as it was hurting women's credit more than helping (lower limits = higher utilization).
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