Must depend heavily on the state. My numbers were accurate for mine (a middle-low cost of living state) as of earlier this year, for IIRC a "silver" plan. The levels don't—in this state, nor, actually, with most employer plans I've seen that provide coverage options—make much difference in max-out-of-pocket and mostly just shift around how much you'll definitely spend, except the bronze plans (again, in this state) which were just rip-offs even compared to the rest.
As I understand it, the max out of pocket is a federal legal limit that has nothing to do with level.
Some states do, unfortunately, have very high premiums because their anti-Obama leaders intentionally chose to screw over their constituents for political points.
> Some states do, unfortunately, have very high premiums because their anti-Obama leaders intentionally chose to screw over their constituents for political points.
True, something along those lines is very likely what's up with ours.
