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No, turns out SEPA only stipulates that cross-border transfers cannot be more expensive than national transfers, it doesn't say they should be free :(



Yeah I knew it's not a legal requirement but still I thought it would lead to zero fees everywhere, because now when you need to do a lot of transfers, it makes sense to create an account in a foreign SEPA bank and then even the transfers to greek accounts would be free. Granted I don't know how much are bank transfers used in Greece (given the fee probably not to their full potential).


> then even the transfers to greek accounts would be free

No, the bank still charges the 3 EUR for the incoming transfer, sadly.




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