On: Ethereum: A Store of Value with Cash Flow [pdf]

[ArtTimeInvestor]

That does not answer my question: How a smart contract can implement lending in a way that both parties are satisfied:

- The lender gets their money back plus interest.

- The borrower makes a profit if the price of the borrowed currency goes up.

[cryptonautics → ArtTimeInvestor]

Majority of the lending platforms to date are centralized and custodial solutions