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How would Apple pull subscriptions off? Centrally manageable subscriptions are a part of the PayPal product API, not of general finance. How is your credit card supposed to understand if a recurring payment is due to a subscription or a regular habit?



There's precedent for banks doing this, so it's certainly possible.

For example, Australian banks are required to provide a list of recurring payments for the last 13 months upon request [1]. The rationale is to make it easier to switch banks, forcing banks to be more competitive.

[1] https://bankingcode.org.au/resources/2019-banking-code-of-pr...




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