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depends how you slice it. "have to work" is kind of a vague way to define class membership. someone with a $500k net worth doesn't "have to work" if they're content with living on $20k/year or so. of course, if you insist on sending your children to private school and taking them to europe every year, this is going to be unworkable.

most people tend to think what they have isn't quite enough, twice as much would be just right, and anything more than that is excessive.




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