The problem is a systemic one - people respond to structural incentives. We can't get a better world by insisting that people rely entirely on their moral compass to resist strong incentives - we need to change the incentives themselves. Every time we say "those people are just evil" instead of "how can we adjust our social structures so moral crime doesn't pay", we strip ourselves of the only real path forwards. "personal responsibility" is the worst possible doctrine for systemic change.
