Social credit is different. Social credit imposes penalties for deviating from the norm or even associating with those who do. This is more like feeding apple health and google for data into IBM watson and getting personalized recommendations out.
That's how it started, but nowadays Credit Score type data is a tiny fraction of what goes into SCS. The SCS is affected by things like playing loud music, eating on public transport, traffic violations, not showing up to restaurant or hotel bookings, not sorting your domestic waste, and loads more. You can gain SCS by donating blood, volunteering, etc. It is widely believed social media posting heavily affects SCS, and there are many example of people's scores diving after they had posts blocked, but the authorities won't come clean about it.
As of mid 2019 26 million air tickets and over 4 million high speed rail tickets were refused based on SCS. Also some personal information is openly published about people with low SCS.
