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swsieber
on Dec 7, 2020
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How Payment Transaction Processing Works
> which forwards your payment request to your online banking platform of your own bank
This has started happening for me in the US with my Visa card.
thescriptkiddie
on Dec 7, 2020
[–]
That is 3D secure, which is just an additional authentication level on top of regular credit cards. It protects merchants from accepting stolen credit cards, but doesn't really protect the card holder from a malicious merchant.
Drdrdrq
on Dec 7, 2020
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Nor does it need to. Card holder has a more powerful weapon: chargeback.
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This has started happening for me in the US with my Visa card.