>but nothing strikes me as being a lie or misrepresentation
I think this point is kind of sketchy.
>Go incognito with a unique credit card number. Virtual cards allow you to use improvised information at checkout to fight against hackers and protect yourself against data breaches—an important consumer safeguard right at the point of sale.
Does privacy.com allow you to put in fake billing addresses when you use their cards, and does that pass AVS? I really don't see how using a virtual card number is like "incognito" if you still have to use your real billing address, especially when you already have multiple credit cards.
Which is tied to your legal name and real address, as per the Privacy.com terms. A chain is only as strong as its weakest link, and unless you register a Privacy.com account with fake credentials, you can throw any notion of privacy out the door.
It's privacy such that the seller doesn't know who you are. Which is certainly more privacy, even if it doesn't provide privacy against legal process, etc.
It would also depend on who Privacy.com shares the link between you and your pseudonyms with. Their ToS/privacy policy mention third party identity verification and fraud prevention but it's not really clear what that means and if it entails de-anonymizing pseudonyms towards payment intermediaries.
Payment networks now support the Payment Account Reference standard, which will map any virtual account number to an underlying funding account. Does privacy.com pay out of its own bank account? If not, this part of their value proposition is mostly privacy theatre.
I think this point is kind of sketchy.
>Go incognito with a unique credit card number. Virtual cards allow you to use improvised information at checkout to fight against hackers and protect yourself against data breaches—an important consumer safeguard right at the point of sale.
Does privacy.com allow you to put in fake billing addresses when you use their cards, and does that pass AVS? I really don't see how using a virtual card number is like "incognito" if you still have to use your real billing address, especially when you already have multiple credit cards.