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> if both don't have to work

That's one big problem right there. Everyone I know works. I don't know if this is because they all have to, or because, like me, they choose to. All I know is that they all do. (Actually, that's not quite true. I know one couple who is retired. But I don't know anyone my age (mid-fifties) who doesn't work.

One thing I do is take jobs with flexible schedules, so mostly consulting gigs nowadays. If I want to take a Monday off, I just do it. But I find that if I'm out of the loop for too long, I want back in. I find it tremendously valuable to have someone counting on me to deliver something precisely so I dont spend all day watching YouTube, which I could very easily do. But when I do that, I feel useless, and I don't like feeling useless.

But that's just me, I guess.

One other thing that makes it work for me (no pun intended): I don't have kids. If I did, I would probably be focusing a lot more energy on them.




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