> the vast majority of people don't have the discipline or skill to implement them effectively.
I'd go so far as saying -- most people who think they have the discipline and skill, don't. Or rather, maybe they have it maybe for a few passwords (email, online banking, work, machine passwords).
But it's almost impossible to do well once you cross ~20 passwords. Remember trying out Goodreads years ago? Well, turns out someone's hacked into your account and is posting reviews critiquing travel books for not buying into Flat Earth Theory. You only notice when searching for your name on Google. Or even nastier scenarios.
I'd go so far as saying -- most people who think they have the discipline and skill, don't. Or rather, maybe they have it maybe for a few passwords (email, online banking, work, machine passwords).
But it's almost impossible to do well once you cross ~20 passwords. Remember trying out Goodreads years ago? Well, turns out someone's hacked into your account and is posting reviews critiquing travel books for not buying into Flat Earth Theory. You only notice when searching for your name on Google. Or even nastier scenarios.