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Monzo is better in nearly all ways, except slightly worse exchange rates.



Had nothing but good experiences with Monzo, though admittedly I only use it as a day to day spending account.


All ways? They appear to have _literally_ no way to use any of their services except through a phone "app". No thank you. I don't want a toy bank.


The GP is asking for an alternative to Revolut, which is also an app-based bank. You might be in the wrong thread.


They also have an API, which is what the GP was asking for.


It's only available in the UK, not in the EU.


Register in the UK and then move to the EU and it keeps working just fine. It's not like you need nearby branches...




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