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Your comment was correct. As far as France goes, none of the credit agencies exist.

To rent a place in France, you show your yearly tax statement to prove income and your national ID card to prove identity.

The concepts of credit check and rating simply don't exist at all, you couldn't even discuss them because it's completely alien and there ain't words for it. Imagine trying to have a discussion about trains to a medieval villager.

Living in the UK right now and the worst thing is, the UK has the exact same legal documents (driver license, passport, tax statement) that you have to provide as well. The only difference is they're forwarded to a check agency that provides no value and have no justification to exist, but to accumulate that data on everyone and resell it. I suppose the US is similar but don't know, never lived there.




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