On: Over 275 days since Equifax’s data breach settleme...

[refurb]

I would bet the vast majority of wealthy people have substantial debt. I mean, if you're going to buy a $10M home, why would you use your own money when the bank will load it to you for next to nothing?

[Jtsummers → refurb]

Not every loan goes to the credit bureaus. Wealthy people have access to many more credit vehicles than the rest of us.