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They had me at: Register Now, Add Funds, Get Profit. I can't give them my money fast enough....

Sounds like loan repayments (ie principal + interest) are suspended indefinitely. This is the risk you take when you are expecting a 10+% return on property dev and payday loan investments.




Prosper and LendingClub loan marketplaces are of similar high risk profile in the US (the only borrowers on those platforms are those who couldn’t borrow from banks or other traditional lenders). I expect those investors will end up with interest and principal losses as well, the cost of investing in consumer subprime debt.


Didn’t that happen during the last recession? I don’t understand why people still put money into these unsecured loan companies.


I believe both LendingClub & Prosper started after the last recession.


Prosper existed before the 2008 GFC/recession. I had thousands of dollars worth of notes that went bad during it.


Thank you for correcting me, I was under the wrong impression




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