On: Senate passes bill to provide benefits to individuals and small businesses

[rapind]

The amount matters. I'll take a trillion dollar loan at %0 in a heartbeat and quickly become a millionaire via conservative investments. A 20k loan at %0 doesn't do much for me though.

[GabrielBen → rapind]

What would you invest in right now to make money?

[tryptophan → GabrielBen]

Bonds, perhaps corporate ones(yielding 3+% currently), are always a decent choice. Its trivial to make money with 0% loans.

[GabrielBen → tryptophan]

If you got a 0% loan last month and bought an S&P bond index and sold now to pay back the loans, congratulations: you just lost 10%.

[boomboomsubban → GabrielBen]

With that money, a bank checking account would make you a millionaire in months.

[GabrielBen → boomboomsubban]

APY rates are 0.3% yearly. Not precisely raking it in..

[boomboomsubban → GabrielBen]

I consider making three billion dollars in a year raking it in.

[GabrielBen → boomboomsubban]

You need a trillion dollars to make 3 billion dollars a year with that strategy. Like you could buy Amazon, and have a 100 billion spare still.

[boomboomsubban → GabrielBen]

The topic was about investing a trillion dollars, in which case even the worst growth rate common would make you filthy rich.

[GabrielBen → boomboomsubban]

It's just not true. Even investing in treasury bonds today has risk of loss.

There is no such think as risk-free investments. It can be risk-favored, for sure. And it is definitely a benefit to the receiver. But its not a "guaranteed killing".

[boomboomsubban → GabrielBen]

This conversation is about a hypothetical where we have a trillion dollar loan with no interest. In that situation, taking on the lowest risk for the lowest return, or "bank checking account" would still make you rich. You wouldn't need an amazing knowledge of investments.

In actuality, trying to invest that much independently would probably damage the economy, and it's difficult to have any clue what would happen.

[andoriyu → rapind]

With the way market is doing today, all you get with that 1t$ is suffer inflation.