For my personal projects, k8s is so useful that I wouldn't ever build a server by hand again. I can spin up my blog or whatever easily on one cluster, and if it becomes too expensive I can just move elsewhere, or if I want to reduce my costs, I could just run a single-node-cluster (I don't need HA) on a DO droplet or something and still get the ease of being able to destroy and rebuild my apps anytime I want to. It might be "overkill", but so are most of the tools I use each day. Of course, I never create my own clusters, but it isn't that hard to follow a tutorial if I had to.
