> Those people are strictly better off for the existence of that option...
Not if they lack the knowledge to make an informed decision regarding what is in their best interests.
(And let's not forget that they're individuals up against an industry that is happy to spend vast sums of money manipulating people's desires and perceptions, in order to grow -- or create -- its "market".)
Not if they lack the knowledge to make an informed decision regarding what is in their best interests.
(And let's not forget that they're individuals up against an industry that is happy to spend vast sums of money manipulating people's desires and perceptions, in order to grow -- or create -- its "market".)