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Thanks for a much more detailed account of the crisis. Yes, I simplified in my post, but your more complex story still doesn't read to me as "people were being incompetent"; I see in it a tale of a complex system getting exploited in several different places at the same time, and shaking itself apart in the process.

Entirely tangential: the first time I saw your handle here several years ago, I initially misread it as "trust vectoring" (don't know why, I knew of the term "thrust vectoring" before). Ever since, this phrase stuck with me, and I feel it applies to the 2008 crisis.




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