That's a specious argument. For example, I might not have children, does that mean I shouldn't pay school tax? No, we all pay the tax, whether I directly benefit from them or not. It's a social contract.
Allowing for special classes is the problem, not a solution. It is the collective good we are striving for. Otherwise, we end up in a situation of the tragedy of the commons, and no one wins.
Perhaps, instead, we should also focus on extending life expectancies for African American men, rather than allowing them to not contribute to Social Security.
The alternative is privatized social security with payments based on the market price of an annuity.
It makes no sense to redistribute wealth from those poor in years to those rich in years. You can require everyone to pay in without also having a backwards redistribution program.
We have that. It's called Social Security. There's nothing to say I will live long enough (under your plan) to collect my just deserves. In other words, I have been taxed under my whole life, and never saw a benefit.
Just replace the word "annuity" in your plan, with "public trust" and you have social security.
We don't have that. We have some populations that are charged significantly more than market value for their annuities and some that are charged significantly less. Social security is a combination of mandatory purchasing of annuities plus redistribution; we should nix the perverse redistribution aspect.
Allowing for special classes is the problem, not a solution. It is the collective good we are striving for. Otherwise, we end up in a situation of the tragedy of the commons, and no one wins.
Perhaps, instead, we should also focus on extending life expectancies for African American men, rather than allowing them to not contribute to Social Security.