I assume you are better then a drunk teen that comes from a party and has 3 months of experience, The most road deaths that happen here in Romania are caused by young drivers cumming from parties late at night, maybe drunk, the car is full with people so you have 1 crash causing a lot of deaths, So the average driver from the stats is a terrible driver because the stats are skewed hard by the inexperienced, drunk or tired drivers. You can have both this next two facts true at the same time
1 replacing all drivers with AI is x% safer
2 replacing you an experienced responsible driver with an AI is less safer
1 replacing all drivers with AI is x% safer
2 replacing you an experienced responsible driver with an AI is less safer
Does it make sense ?