> UK and related systems (Ireland, Hong Kong, Channel Islands) second worst.
How do you even come to this. My experience with UK banks is pretty much second to none. Instant transfers with upfront confirmation with amounts well over 10k. Easy ability to split bills with URL, ability to freeze cards (even outside Monzo, etc), easy instant exchange currencies including overseas (yes a transfer into the UK from another country is instant), icons around my expenses. Account numbers are short and IBAN compatible too. Best of all the typical current account is free.
How do you even come to this. My experience with UK banks is pretty much second to none. Instant transfers with upfront confirmation with amounts well over 10k. Easy ability to split bills with URL, ability to freeze cards (even outside Monzo, etc), easy instant exchange currencies including overseas (yes a transfer into the UK from another country is instant), icons around my expenses. Account numbers are short and IBAN compatible too. Best of all the typical current account is free.