I'm a YNAB user and I just spent some time playing around with LunchMoney. A few quick feedback items from 10 minutes of use:
--Let me add new categories from the transaction screen. I don't think your default categories are comprehensive enough and I had to add a lot, and it is a pain going back and forth between the two screens.
--More default categories that make sense: rent, cell phone, internet, medical, software subscriptions.
--If I go back 3 months and categorize an old transaction, apply that category to all other matching transactions. I don't want to through every single old transaction and categorize. Alternatively you could use the YNAB method and not even pull in old transactions (or maybe just go back 1 week or something). It feels overwhelming to log in and see data that is wrong due to miscategorizations and then realize I need to back through hundreds of old transactions and fix the category.
Overall I think you have a great product! I am definitely interested in continuing to use it, I like the UI and it feels so much faster and more responsive than YNAB (their ui is extremely slow). With any of these tools there is always time/cost associated with a user's onboarding and making that as seamless as possible will get people hooked and make switching costs high.
--Let me add new categories from the transaction screen. I don't think your default categories are comprehensive enough and I had to add a lot, and it is a pain going back and forth between the two screens.
--More default categories that make sense: rent, cell phone, internet, medical, software subscriptions.
--If I go back 3 months and categorize an old transaction, apply that category to all other matching transactions. I don't want to through every single old transaction and categorize. Alternatively you could use the YNAB method and not even pull in old transactions (or maybe just go back 1 week or something). It feels overwhelming to log in and see data that is wrong due to miscategorizations and then realize I need to back through hundreds of old transactions and fix the category.
Overall I think you have a great product! I am definitely interested in continuing to use it, I like the UI and it feels so much faster and more responsive than YNAB (their ui is extremely slow). With any of these tools there is always time/cost associated with a user's onboarding and making that as seamless as possible will get people hooked and make switching costs high.
Good luck!