I wish there was more breakdown in "personal finance" apps. Years and years ago I was looking for budgeting apps and Quicken kept coming up. It looked like it mostly did checkbook balancing and keeping track of multiple accounts--not anything I needed.
Mint worked out well for awhile. I feel like it was a decent substitute for "writing every transaction in a notebook for a week" to help you find that gym membership you've been meaning to cancel or realize how your occasional lattes add up. It also helped with categories for previous months and "am I making more than I'm spending" which helped me get out of debt.
More recently I tried YNAB, which seems like it does those things well but also help with future month categories (basically a digital version of the envelope method) and help set aside money for specific goals. But after trying it a few times it never quite clicked and I never seemed to keep up with it.
These all seem to fill different needs but it's not obvious until you start putting data into them. I check out new apps all the time and they often fall into the same, few well developed category, but it takes up a lot of time to suss out (and it's a bit scary handing over credentials when you're evaluating)
Mint worked out well for awhile. I feel like it was a decent substitute for "writing every transaction in a notebook for a week" to help you find that gym membership you've been meaning to cancel or realize how your occasional lattes add up. It also helped with categories for previous months and "am I making more than I'm spending" which helped me get out of debt.
More recently I tried YNAB, which seems like it does those things well but also help with future month categories (basically a digital version of the envelope method) and help set aside money for specific goals. But after trying it a few times it never quite clicked and I never seemed to keep up with it.
These all seem to fill different needs but it's not obvious until you start putting data into them. I check out new apps all the time and they often fall into the same, few well developed category, but it takes up a lot of time to suss out (and it's a bit scary handing over credentials when you're evaluating)