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The Social Security Administration's Death Index and Death Master File are a great resource. Too bad they make it such a pain to get.

The US military keeps its own death file for its beneficiary population (all members of the military, retirees, and their dependents). I have been told (not surprisingly) that there are disagreements between the various authorities on who exactly is dead.

So, even if you get an R15 and the bank tells you they certified the death against the SSA's MDF, they may only be mostly dead.




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