100% guarantee that this is a mediocre-at-best deal now, and that it will gradually get worse over time as tech bro MBAs hit their quarterly targets by tweaking the terms to be shittier, shittier, and shittier.
Actually if you're referencing uber driver pay, it starts out excellent, and goes down gradually.
We've also had something similar with Islamic style insurance/takaful. Money is put into a pool and the takaful fund managers take a service fee for managing it. The people who joined early got awesome plans. The ones who joined later got mediocre ones.
reference: uber driver pay over time