FWIW Credit Karma just sent out an email that they qualify as a credit monitoring service for this purpose.
I would guess the kind of person who is paying enough attention and was willing to spend the few minutes it takes to sign up for this settlement right away, is also using some kind of service like Credit Karma (or Mint might qualify now as well). So a lot of these people might actually have it covered.
I think even if people are covered, they may be counting on people finding it exhausting to jump through yet another hoop. Maybe they’ll even make us fax it :/
I would guess the kind of person who is paying enough attention and was willing to spend the few minutes it takes to sign up for this settlement right away, is also using some kind of service like Credit Karma (or Mint might qualify now as well). So a lot of these people might actually have it covered.