This will help but until health insurance and healthcare is disconnected from employer provided, and instead consumer focused, the pricing will continue to be shrouded and fixed.
Healthcare and health insurance should almost be separate but should not be tied to a workplace. Disconnecting health insurance from work benefits in favor of payment will help the private market and public market pricing, whichever or a combination of both that it eventually goes.
Healthcare that is consumer focused and disconnected from employer provided:
- will have to be price transparent
- will make starting a business easier
- will make the US more business competitive as companies in other countries don't have to provide it
- will allow people to change jobs more easily
- will make ageism less of an issue
- will get companies out of your private health
- will allow bigger grouping by insurance companies across the nation not at the job level (right now small/medium/family/individual private insurance is seen as more risky because private insurance groups by employer and smaller is more risky)
Health insurance is personal and shouldn't be known by your employer, and re-signing up every year and anytime you get a new job is tedious, it needs to be like all other insurance (auto, home, life mostly) that it is a personal consumer choice and private.
Unbinding and de-coupling healthcare from the job is pro-business and pro-consumer health and will lead to true market price transparency.
Healthcare and health insurance should almost be separate but should not be tied to a workplace. Disconnecting health insurance from work benefits in favor of payment will help the private market and public market pricing, whichever or a combination of both that it eventually goes.
Healthcare that is consumer focused and disconnected from employer provided:
- will have to be price transparent
- will make starting a business easier
- will make the US more business competitive as companies in other countries don't have to provide it
- will allow people to change jobs more easily
- will make ageism less of an issue
- will get companies out of your private health
- will allow bigger grouping by insurance companies across the nation not at the job level (right now small/medium/family/individual private insurance is seen as more risky because private insurance groups by employer and smaller is more risky)
Health insurance is personal and shouldn't be known by your employer, and re-signing up every year and anytime you get a new job is tedious, it needs to be like all other insurance (auto, home, life mostly) that it is a personal consumer choice and private.
Unbinding and de-coupling healthcare from the job is pro-business and pro-consumer health and will lead to true market price transparency.