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Aside from the high deductible plans mentioned, even a fairly modest one can reach that if you split the pregnancy over two years :-(

Yes, folks outside the US, we here in America try to time pregnancies over bullshit details of how our insurance plans work. At least anyone who's thought about it does. Those who haven't get a nasty surprise, and pay (up to) double.




It helps me to think of healthcare costs here as a tax. On average, the US pays a bit higher taxes than the EU with this consideration :)




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