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Suppose you're 30 say and expect to live till you're 80 and to spend US median income (50K/yr) on your survival, then you expect to spend 2.5 million in your remaining lifetime.

Having an extra-million to spend on consumption would put you at the ~70K/year level. That's something like a move from middle to barely-upper-middle class consumption levels.

So 1 million doesn't give you an abnormal amount of money to spend unless you spend it all in one place or something.

And your article on "how to retire..." isn't about how to retire at all but how to work with a million dollars and make a fair income, which is fine and good as long as you acknowledge that the person has to ... A) be moderately competent, B) be willing to accept some risks and discomforts (living Texas for example...) C) be willing to keep working (sure, maybe not that hard but still it involves effort, it's not friggin "retirement" in the normal sense).




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