On: How I Incorporated My Startup

[tocomment]

I made an LLC in Maryland and I didn't get an EIN. I used my SSN to open a business checking account.

Would it be worth going back and getting an EIN? Would I be able to change the bank account? What would the benefits of doing that be?

[techsupporter → tocomment]

In general, the taxpayer ID used to open the account is the taxpayer that owns the account. I am the treasurer of a small non-profit, and the non-profit's EIN is listed on our checking account. Having my SSN on there--except as identification that I'm authorized to perform transactions on the account--would have made me an owner, which is not what we wanted. Check with your bank to be certain, but I would change the account's EIN to your LLC's.