Car insurance gets a lot of information from past claims, age and sex/gender, they aren't going to make a bunch of money turning away a few people that go to dragstrips.
In the US, health insurers are specifically prevented from considering such things in setting their premiums, they get to consider age and smoking. Carriers that offer plans to the general public are also subject to a "guaranteed issue" provision, they are not able to refuse coverage to anyone that can pay.
Car insurance gets a lot of information from past claims, age and sex/gender, they aren't going to make a bunch of money turning away a few people that go to dragstrips.
In the US, health insurers are specifically prevented from considering such things in setting their premiums, they get to consider age and smoking. Carriers that offer plans to the general public are also subject to a "guaranteed issue" provision, they are not able to refuse coverage to anyone that can pay.