I tried Medical when I finished a contract job in 2014. I immediately found that a medical doctor wouldn't prescribe a prescription I needed at the time (an ADHD medication), and I couldn't see my own doctor to get the prescription. You are correct that some coverage is available to some people, but it' a bureaucratic nightmare, slow, and you're going to be limited to coverage other people think you need. Maybe it's pretty good once you learn the system, but you have to learn it, and I had to spend hours navigating the system when I really needed to be looking for a new job.
