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Lots of Questions Unanswered.

1. This isn't really "news", it was reported previously ( https://news.ycombinator.com/item?id=17040266 )

2. This isn't the first Apple Credit Card, as noted else where, Apple had one with Barclaycard.

3. So What exactly is different between this one with Goldman and Previous one with Barclaycard.

4. This is US only. Much like Apple Pay Cash, is still not available anywhere else.

5. Why Doesn't Apple double down on Stored Value Payment Method? Where your Apple Pay hold "Cash" inside it and could be used for Apple Pay.

6. The Apple Wallet Implementation still sucks, 5 years after they announce they want to get rid of your Wallet. Nothing has Changed, nothing has been done. Those Discount / MemberShip Cards are still in my Wallet.

Basically I am not entirely happy with the progress of every Apple Services. Apple Map, Apple Music, Apple Pay......




What are you entirely happy about?


Apple Map - Outside of US, Apple Map is literally useless in Asia. It is very good in China because all mapping Data belongs to Government. It was OK last time I used it in UK, but failed in many other parts of Europe.

Apple Music - It took them years to add basic thing like lyrics. Songs Selection were far inferior to Spotify on International Level. Songs are missing on a yearly License renewal basis. And when they were added back, they have a different ID so your previous play list don't include them anymore.

Apple Pay - Pay Cash only in US. Many of the Points and Rewards System aren't even available when using it. They are finally figuring out Transit, but it is slow process.

Apple News - Outside US?

iMessages - I know many are happy with it. But the system constantly have issues with Groups where some people don't receive message. Comparatively Line, KakaoTalk, WhatsApp, Telegram, Signal, etc... None of them had any problems.




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