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Plenty of vendors take PayPal.

AMEX/Discover can't even take over Visa/MC...




AMEX has historically had much higher fees than Visa or MasterCard. Depending on your age, you may remember a time when AMEX was not accepted everywhere. The fees are why.


There are still a decent number of places that don't accept AMEX. I ran into this at a shop in a high-end shopping center recently.




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