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This article has it backwards: payouts will drop, so premiums will drop (less drastically if they can get away with it). In fact once autonomous vehicles really get working it will likely become very difficult to get permission to drive a vehicle instead of having it drive itself.

The insurance companies were instrumental in the development of things like fire codes, bank safes and the like; they hate paying out claims because their business model is to hang onto the premiums and invest them.




Yup - driving your car will go the way of the diving board in a pool (not illegal, but outrageously expensive to insure)




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