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privacy.com would be really attractive to me, but it comes with a mandatory arbitration agreement, and I'm trying to limit the number of businesses I interact with that rely on one.

Certainly the combination of mandatory arbitration and "we have your banking info" is a no go for me. If you want access to my bank account, you need to have some liability.

At some point I'm probably going to need to bite the bullet and sign up for an actual bank account or credit card with someone who offers it under normal terms -- but even that's been kind of frustrating to find. Capital One requires a browser extension. A bunch of places require phone apps.

I just want a banking site that lets me go to a webpage and click a "generate" button.




I am pretty sure Bank of America has this. I use their generated cards for several subscriptions.




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