Only for certain things. My experience is anything primarily offline, they collect: gyms, ISPs, gas companies, etc.
Anything primarily online? They don't. Netflix, hulu, most credit card subscriptions that are VC funded (I've done with with countless SAAS providers), etc. I've ghosted them with no repercussions on my credit score or collections calls.
Edit: I also use paypal and click the remove merchant authorization button from there; that might also trigger some kind of forced cancellation?
Anything primarily online? They don't. Netflix, hulu, most credit card subscriptions that are VC funded (I've done with with countless SAAS providers), etc. I've ghosted them with no repercussions on my credit score or collections calls.
Edit: I also use paypal and click the remove merchant authorization button from there; that might also trigger some kind of forced cancellation?