Why not just go used? I got mine on eBay for under $240 shipped. It was 'B' grade according to the seller, which from what I could determine meant it had literally two scratches on it instead of zero, otherwise the device was flawless. Battery health was 98%.
The real reason is I thought I had 30 days to return the XR, but it turned out to be 14 and so now I have it :-)
The theoretical reason is I trust a phone more if I know it’s direct from Apple.
Now that I have the XR + Watch combo, I’m seeing if I can get by treating the XR as a “desk phone” and the Watch as a “mobile phone”. So far that’s been working out pretty well. If I get tired of it, I may rethink things and try to get a used SE.
