You said "college," which means undergraduate in the US.
First: nobody is forced to get a graduate degree. In many fields (like programming), it's nothing like a requirement to earnings maximization. Since grad students already have degrees, they are also free to work and save until they can pay for fees outright or reduce their loan burden.
I don't have total stats in front of me, but it looks like the Law/Medical/Business schools are ~50% of graduate employment at Harvard. Take it as read that these are worth borrowing for.
The other 50% -- AFAIK there is a significant portion of students on fellowships/scholarships of some kind. My guess is very few people are taking on a bunch of debt for a Divinity PhD.
At this point, it's fair to say that Harvard offers better financial value at all levels for its programs than many public universities offer their in-state residents.
> The other 50% -- AFAIK there is a significant portion of students on fellowships/scholarships of some kind. My guess is very few people are taking on a bunch of debt for a Divinity PhD.
It's interesting that so many replies function on these kind of assumptions when I am telling HN my literal experience at an Ivy League postgraduate program. I received two of the available three fellowships one could compete for. They covered less than 5% of tuition overall. Six figures of debt was the norm for my program.
Now of course, as you said, no one is forced to get a degree in humanities or what have you, but my point is that if you make expertise in these fields contingent on massive, insurmountable debt, you impoverish the culture.
>> It's interesting that so many replies function on these kind of assumptions when I am telling HN my literal experience at an Ivy League postgraduate program.
You've hinted at your experience without providing details (even the school or the type of graduate program). I obviously can't comment on your situation because I know nothing about it. I am literally assuming nothing about your experience.
I do know other Harvard grads (both undergraduate and grad programs) and have some insight into their situations. They don't have "massive, insurmountable debt." Anecdata abound.
I think the confusion is that most of us come from a time when the accepted wisdom was that if you didn’t get a full ride in a grad school program you didn’t go. I know that was very common when I came to the end of my undergrad and personally know several people who Didn’t Go for that reason.
As a result the people I know from the time who went on to graduate degrees all had free rides (except the MFAs, who I admit are a mystery to me, and the people who went back for MBAs later).
Why do you need a graduate degree in humanities to make cultural contributions? Many people who have made substantial cultural contributions never earned a graduate or even an undergraduate degree in humanities.
I think cultural contributions means taking powerful positions at culturally significant institutions. This I think is preferred choice of ivy league grads in humanities.
That sounds more like a career goal than a cultural contribution. The grandparent was talking about how our culture will suffer and we will all lose out by not subsidizing humanity degrees. But last I check we seem to be saturated by media with new television programs, podcasts, books, music and other visual arts are constantly being created.
All that I said I do agree we shouldn't be burdening our youth with crippling student debt. But the idea that our culture comes from our humanities departments seems a little absurd and not supported by evidence.
First: nobody is forced to get a graduate degree. In many fields (like programming), it's nothing like a requirement to earnings maximization. Since grad students already have degrees, they are also free to work and save until they can pay for fees outright or reduce their loan burden.
I don't have total stats in front of me, but it looks like the Law/Medical/Business schools are ~50% of graduate employment at Harvard. Take it as read that these are worth borrowing for.
The other 50% -- AFAIK there is a significant portion of students on fellowships/scholarships of some kind. My guess is very few people are taking on a bunch of debt for a Divinity PhD.
At this point, it's fair to say that Harvard offers better financial value at all levels for its programs than many public universities offer their in-state residents.