This is absolutely not legal advice, but this author misunderatands what a confession of judgment is. A confession would be void if signed prior to debt being due, because you can only confess to debt that is defaulted on. See: https://oregoncivpro.com/orcp-73-judgments-by-confession/
“B(4) it must have been executed after the date or dates when the sums described in the statement were due.”
I am assuming most states share this rule, but I could be wrong.
I would suspect the businesses involved rely on legal costs preventing things from even getting to the point of the confession of judgment being declared void.
“B(4) it must have been executed after the date or dates when the sums described in the statement were due.”
I am assuming most states share this rule, but I could be wrong.